/* Australian Product Guide Institutional Design System v9 */
:root{--apg9-ink:#0a2a3a;--apg9-navy:#082735;--apg9-navy-2:#0d3646;--apg9-teal:#087c76;--apg9-teal-dark:#06645f;--apg9-gold:#f3b548;--apg9-gold-soft:#fff4dc;--apg9-soft:#f5f7f6;--apg9-soft-2:#eef3f2;--apg9-line:#dce5e4;--apg9-line-dark:#c9d5d4;--apg9-muted:#5b7079;--apg9-white:#fff;--apg9-radius:14px;--apg9-radius-lg:22px;--apg9-shadow:0 12px 32px rgba(8,39,53,.08);--apg9-shadow-hover:0 18px 42px rgba(8,39,53,.12)}
html{scroll-behavior:smooth}body[data-institutional-v9=true]{background:#fff!important;color:var(--apg9-ink)!important;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif!important;font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased}body[data-institutional-v9=true] *{box-sizing:border-box}body[data-institutional-v9=true] h1,body[data-institutional-v9=true] h2,body[data-institutional-v9=true] h3,body[data-institutional-v9=true] strong{letter-spacing:-.02em}body[data-institutional-v9=true] h1{font-size:clamp(2.7rem,5vw,4.75rem);line-height:.99;font-weight:850;color:var(--apg9-ink)}body[data-institutional-v9=true] h2{font-size:clamp(1.8rem,3vw,2.65rem);line-height:1.08;font-weight:820;color:var(--apg9-ink)}body[data-institutional-v9=true] h3{font-weight:780;color:var(--apg9-ink)}body[data-institutional-v9=true] p{color:#3f5964}body[data-institutional-v9=true] .wrap{width:min(100%,1340px)!important;max-width:1340px!important;padding-left:32px!important;padding-right:32px!important;margin-left:auto!important;margin-right:auto!important}body[data-institutional-v9=true] .kicker,body[data-institutional-v9=true] .eyebrow{color:var(--apg9-teal)!important;font-size:11px!important;font-weight:850!important;letter-spacing:.1em!important;text-transform:uppercase!important}body[data-institutional-v9=true] .lede{font-size:clamp(1.08rem,1.7vw,1.34rem)!important;line-height:1.52!important;color:#526b76!important;max-width:780px}
/* Institutional header */
body[data-institutional-v9=true] .site-header{background:#fff!important;border-bottom:1px solid var(--apg9-line)!important;box-shadow:none!important;position:relative;z-index:120}body[data-institutional-v9=true] .utility{background:var(--apg9-navy)!important;color:#dce9e8!important;min-height:30px!important;font-size:11px!important}body[data-institutional-v9=true] .utility-inner{min-height:30px!important;align-items:center!important}body[data-institutional-v9=true] .utility a{color:#fff!important;text-decoration:none!important;font-weight:650}body[data-institutional-v9=true] .utility a:hover{text-decoration:underline!important;text-underline-offset:3px}body[data-institutional-v9=true] .masthead{min-height:78px!important;padding-top:12px!important;padding-bottom:12px!important;display:grid!important;grid-template-columns:minmax(260px,350px) minmax(330px,1fr) auto!important;align-items:center!important;gap:22px!important}body[data-institutional-v9=true] .v7-logo-lockup{gap:10px!important}body[data-institutional-v9=true] .v7-logo-mark{width:43px!important;height:43px!important;flex:0 0 43px!important}body[data-institutional-v9=true] .v7-logo-mark rect{fill:#edf6f3!important}body[data-institutional-v9=true] .v7-logo-mark g{color:var(--apg9-navy)!important}body[data-institutional-v9=true] .v7-logo-type strong{font-size:17px!important;font-weight:820!important;color:var(--apg9-ink)!important}body[data-institutional-v9=true] .v7-logo-type small{font-size:10.5px!important;color:#63777f!important;margin-top:0!important}body[data-institutional-v9=true] .global-search{background:#f4f6f6!important;border:1px solid #cdd8d9!important;border-radius:11px!important;box-shadow:none!important;transition:border-color .15s ease,box-shadow .15s ease!important}body[data-institutional-v9=true] .global-search:focus-within{border-color:var(--apg9-teal)!important;box-shadow:0 0 0 3px rgba(8,124,118,.12)!important}body[data-institutional-v9=true] .global-search svg{color:#536b75!important;stroke:currentColor!important}body[data-institutional-v9=true] .global-search input{color:var(--apg9-ink)!important;font-size:14px!important;font-weight:540!important}body[data-institutional-v9=true] .global-search input::placeholder{color:#778990!important;opacity:1}body[data-institutional-v9=true] .global-search button{background:var(--apg9-teal)!important;color:#fff!important;border:1px solid var(--apg9-teal)!important;font-weight:780!important;box-shadow:none!important}body[data-institutional-v9=true] .global-search button:hover{background:var(--apg9-teal-dark)!important;border-color:var(--apg9-teal-dark)!important}body[data-institutional-v9=true] .header-actions .header-action:first-child{display:none!important}body[data-institutional-v9=true] .header-actions{gap:8px!important}body[data-institutional-v9=true] .header-action{border:1px solid var(--apg9-line)!important;background:#fff!important;border-radius:10px!important;min-height:44px!important;padding:9px 13px!important;color:var(--apg9-ink)!important;font-size:12px!important;font-weight:740!important}body[data-institutional-v9=true] .header-action:hover{background:var(--apg9-soft)!important;border-color:var(--apg9-line-dark)!important}body[data-institutional-v9=true] .header-action svg{color:var(--apg9-teal)!important;stroke:currentColor!important}body[data-institutional-v9=true] .apg-nav-v8{border-top:1px solid #edf1f1!important;background:#fff!important;box-shadow:0 2px 9px rgba(8,39,53,.025)!important}body[data-institutional-v9=true] .apg-nav-v8 .nav-inner{min-height:50px!important}body[data-institutional-v9=true] .apg-nav-v8 .nav-inner>a,body[data-institutional-v9=true] .apg-nav-v8 .nav-trigger{font-size:12.5px!important;font-weight:730!important;color:#244654!important}body[data-institutional-v9=true] .apg-nav-v8 .nav-inner>a:hover,body[data-institutional-v9=true] .apg-nav-v8 .nav-trigger:hover,body[data-institutional-v9=true] .apg-nav-v8 .nav-trigger[aria-expanded=true]{background:var(--apg9-soft)!important;color:var(--apg9-teal)!important}body[data-institutional-v9=true] .apg-nav-v8 .apg-power-link{color:var(--apg9-teal)!important;font-weight:820!important}body[data-institutional-v9=true] .apg-nav-v8 .nav-trust{color:#435f69!important}body[data-institutional-v9=true] .apg-mega-shell{border-color:var(--apg9-line)!important;border-radius:0 0 18px 18px!important;box-shadow:0 28px 70px rgba(8,39,53,.16)!important}body[data-institutional-v9=true] .apg-mega-head{background:#f8faf9!important;border-color:var(--apg9-line)!important}body[data-institutional-v9=true] .apg-mega-eyebrow{color:var(--apg9-teal)!important}body[data-institutional-v9=true] .apg-mega-head strong{color:var(--apg9-ink)!important}body[data-institutional-v9=true] .apg-mega-head-actions .apg-mega-decision{background:var(--apg9-teal)!important;border-color:var(--apg9-teal)!important}body[data-institutional-v9=true] .apg-mega-category{color:#244654!important}body[data-institutional-v9=true] .apg-mega-category:hover{background:#eef6f4!important;color:var(--apg9-teal)!important}body[data-institutional-v9=true] .apg-mega-icon{background:#edf4f2!important;color:var(--apg9-teal)!important}body[data-institutional-v9=true] .apg-mega-footer{background:#f7f9f8!important;border-color:var(--apg9-line)!important}
/* Core controls */
body[data-institutional-v9=true] button,body[data-institutional-v9=true] input,body[data-institutional-v9=true] select,body[data-institutional-v9=true] textarea{font:inherit}body[data-institutional-v9=true] .button{background:var(--apg9-teal)!important;border:1px solid var(--apg9-teal)!important;color:#fff!important;border-radius:10px!important;box-shadow:none!important;font-weight:780!important;min-height:44px!important;padding:10px 16px!important;text-decoration:none!important}body[data-institutional-v9=true] .button:hover{background:var(--apg9-teal-dark)!important;border-color:var(--apg9-teal-dark)!important;transform:none!important}body[data-institutional-v9=true] .button.secondary{background:#fff!important;color:var(--apg9-ink)!important;border-color:var(--apg9-line-dark)!important}body[data-institutional-v9=true] .button.secondary:hover{background:var(--apg9-soft)!important;border-color:#aebebe!important}body[data-institutional-v9=true] .button.compact{min-height:36px!important;padding:7px 12px!important;font-size:12px!important}body[data-institutional-v9=true] .text-link{color:var(--apg9-teal)!important;font-weight:760!important;text-underline-offset:3px}body[data-institutional-v9=true] .text-link:hover{color:var(--apg9-teal-dark)!important}body[data-institutional-v9=true] input:not([type=checkbox]):not([type=radio]):not([type=submit]),body[data-institutional-v9=true] select,body[data-institutional-v9=true] textarea{background:#fff!important;color:var(--apg9-ink)!important;border:1px solid #cbd6d7!important;border-radius:10px!important;box-shadow:none!important;min-height:46px!important}body[data-institutional-v9=true] textarea{padding:13px 14px!important}body[data-institutional-v9=true] input:focus,body[data-institutional-v9=true] select:focus,body[data-institutional-v9=true] textarea:focus{outline:none!important;border-color:var(--apg9-teal)!important;box-shadow:0 0 0 3px rgba(8,124,118,.12)!important}body[data-institutional-v9=true] label{color:#294957!important;font-size:12px!important;font-weight:760!important}body[data-institutional-v9=true] .pill,body[data-institutional-v9=true] .evidence-chip,body[data-institutional-v9=true] .independence-badge{background:#f2f5f4!important;color:#42606a!important;border:1px solid #d8e2e0!important;border-radius:999px!important;font-size:10.5px!important;font-weight:730!important;box-shadow:none!important}body[data-institutional-v9=true] .pill.good,body[data-institutional-v9=true] .evidence-deep{background:#e8f5f1!important;color:#086d67!important;border-color:#c6e2dc!important}body[data-institutional-v9=true] .evidence-starter{background:var(--apg9-gold-soft)!important;color:#79571d!important;border-color:#efd79f!important}
/* Global page rhythm */
body[data-institutional-v9=true] main{background:#fff}body[data-institutional-v9=true] .platform-sharebar{min-height:36px!important;padding-top:8px!important;padding-bottom:6px!important;margin-top:0!important;margin-bottom:0!important;justify-content:flex-end!important;border:0!important;background:#fff!important}body[data-institutional-v9=true] .share-context{font-size:10.5px!important;color:#71838a!important}body[data-institutional-v9=true] .share-menu summary{min-height:34px!important;padding:6px 11px!important;border:1px solid var(--apg9-line)!important;border-radius:9px!important;background:#fff!important;color:#294957!important;box-shadow:none!important}body[data-institutional-v9=true] .crumbs{font-size:11px!important;color:#72858c!important;padding-top:16px!important;padding-bottom:16px!important}body[data-institutional-v9=true] .crumbs a{color:#526b75!important;text-decoration:none!important}body[data-institutional-v9=true] .crumbs a:hover{color:var(--apg9-teal)!important;text-decoration:underline!important}body[data-institutional-v9=true] .section{padding-top:68px!important;padding-bottom:68px!important}body[data-institutional-v9=true] .section+.section{border-top:1px solid #edf1f1}body[data-institutional-v9=true] .section-head{gap:26px!important;margin-bottom:28px!important;align-items:flex-end!important}body[data-institutional-v9=true] .section-head h2{margin-top:4px!important;margin-bottom:8px!important}body[data-institutional-v9=true] .section-head p:not(.kicker){max-width:720px!important;color:#60747d!important}body[data-institutional-v9=true] .soft-section,body[data-institutional-v9=true] .soft-panel{background:var(--apg9-soft)!important}body[data-institutional-v9=true] .hero-shell,body[data-institutional-v9=true] .category-hero,body[data-institutional-v9=true] .product-hero,body[data-institutional-v9=true] .decision-hero,body[data-institutional-v9=true] .policy-hero{background:#f7f9f8!important;border-top:1px solid #eef2f1!important;border-bottom:1px solid var(--apg9-line)!important}body[data-institutional-v9=true] .hero-shell{padding:54px 0 58px!important}body[data-institutional-v9=true] .hero{max-width:900px!important;padding:0!important;background:transparent!important;border:0!important;box-shadow:none!important}body[data-institutional-v9=true] .hero .v7-signature-illustration{opacity:.55!important;transform:scale(.82)!important;transform-origin:left center!important;margin-bottom:14px!important}body[data-institutional-v9=true] .category-hero,body[data-institutional-v9=true] .product-hero,body[data-institutional-v9=true] .decision-hero,body[data-institutional-v9=true] .policy-hero{padding:54px 0 58px!important}body[data-institutional-v9=true] .category-hero h1,body[data-institutional-v9=true] .product-hero h1,body[data-institutional-v9=true] .decision-hero h1,body[data-institutional-v9=true] .policy-hero h1{font-size:clamp(2.5rem,4.4vw,4rem)!important}body[data-institutional-v9=true] .category-hero-art,body[data-institutional-v9=true] .decision-engine-card,body[data-institutional-v9=true] .policy-hero-mark{background:var(--apg9-navy)!important;border:1px solid #164453!important;border-radius:18px!important;color:#fff!important;box-shadow:none!important}body[data-institutional-v9=true] .category-hero-art strong,body[data-institutional-v9=true] .category-hero-art span,body[data-institutional-v9=true] .decision-engine-card strong,body[data-institutional-v9=true] .decision-engine-card p,body[data-institutional-v9=true] .decision-engine-card a,body[data-institutional-v9=true] .policy-hero-mark strong,body[data-institutional-v9=true] .policy-hero-mark span{color:#fff!important}body[data-institutional-v9=true] .category-hero-art .category-icon,body[data-institutional-v9=true] .policy-hero-mark .category-icon{color:var(--apg9-gold)!important}
/* Cards and visual components */
body[data-institutional-v9=true] .category-card,body[data-institutional-v9=true] .product-card,body[data-institutional-v9=true] .feature-card,body[data-institutional-v9=true] .comparison-card,body[data-institutional-v9=true] .guide-card,body[data-institutional-v9=true] .platform-hub-card,body[data-institutional-v9=true] .need-card,body[data-institutional-v9=true] .fact-card,body[data-institutional-v9=true] .decision-card,body[data-institutional-v9=true] .retailer-panel,body[data-institutional-v9=true] .evidence-box,body[data-institutional-v9=true] .freshness-panel,body[data-institutional-v9=true] .pros,body[data-institutional-v9=true] .cons{background:#fff!important;border:1px solid var(--apg9-line)!important;border-radius:var(--apg9-radius)!important;box-shadow:none!important}body[data-institutional-v9=true] .category-card:hover,body[data-institutional-v9=true] .product-card:hover,body[data-institutional-v9=true] .feature-card:hover,body[data-institutional-v9=true] .comparison-card:hover,body[data-institutional-v9=true] .guide-card:hover,body[data-institutional-v9=true] .platform-hub-card:hover{border-color:#c4d2d1!important;box-shadow:var(--apg9-shadow)!important;transform:translateY(-2px)!important}body[data-institutional-v9=true] .product-card{overflow:hidden!important}body[data-institutional-v9=true] .product-card-body{padding:18px!important}body[data-institutional-v9=true] .product-card h3,body[data-institutional-v9=true] .category-card h3,body[data-institutional-v9=true] .comparison-card h3{font-size:17px!important;line-height:1.25!important}body[data-institutional-v9=true] .product-card h3 a,body[data-institutional-v9=true] .category-card h3 a,body[data-institutional-v9=true] .comparison-card h3 a{color:var(--apg9-ink)!important;text-decoration:none!important}body[data-institutional-v9=true] .product-card h3 a:hover,body[data-institutional-v9=true] .category-card h3 a:hover,body[data-institutional-v9=true] .comparison-card h3 a:hover{color:var(--apg9-teal)!important}body[data-institutional-v9=true] .v7-semantic-product-visual,body[data-institutional-v9=true] .v7-category-scene{background:#f1f5f4!important;background-image:none!important;border-color:#e3eae9!important;box-shadow:none!important}body[data-institutional-v9=true] .v7-scene-glow,body[data-institutional-v9=true] .art-halo{opacity:.18!important;filter:none!important}body[data-institutional-v9=true] .v7-scene-icon{background:#fff!important;color:var(--apg9-teal)!important;border:1px solid #dbe6e3!important;box-shadow:none!important}body[data-institutional-v9=true] .visual-copy small{color:#74868d!important;font-size:9.5px!important}body[data-institutional-v9=true] .card-meta,body[data-institutional-v9=true] .freshness{color:#74868d!important;font-size:10px!important}body[data-institutional-v9=true] .best-for{background:#f4f7f6!important;border:1px solid #e0e7e6!important;border-radius:10px!important;padding:9px 11px!important}body[data-institutional-v9=true] .best-for strong{color:var(--apg9-teal)!important}body[data-institutional-v9=true] .price{color:var(--apg9-ink)!important;font-weight:850!important}body[data-institutional-v9=true] .price-note{font-size:9.5px!important;line-height:1.35!important;color:#71838a!important}body[data-institutional-v9=true] .compare-button,body[data-institutional-v9=true] .save-button,body[data-institutional-v9=true] .share-card{background:#fff!important;border:1px solid var(--apg9-line-dark)!important;color:#31515e!important;border-radius:9px!important;box-shadow:none!important}body[data-institutional-v9=true] .compare-button:hover,body[data-institutional-v9=true] .save-button:hover,body[data-institutional-v9=true] .share-card:hover{background:var(--apg9-soft)!important;border-color:#afc0bf!important;color:var(--apg9-teal)!important}body[data-institutional-v9=true] .vs-badge{background:var(--apg9-gold)!important;color:var(--apg9-navy)!important;border:0!important;box-shadow:none!important}body[data-institutional-v9=true] .step-number{background:var(--apg9-gold-soft)!important;color:#805b1b!important;border:1px solid #efd9ab!important}
/* Category and product templates */
body[data-institutional-v9=true] .category-hero-grid{gap:46px!important;align-items:center!important}body[data-institutional-v9=true] .category-hero-art{min-height:220px!important;padding:28px!important}body[data-institutional-v9=true] .filter-bar{background:var(--apg9-soft)!important;border:1px solid var(--apg9-line)!important;border-radius:14px!important;padding:18px!important;box-shadow:none!important;gap:14px!important}body[data-institutional-v9=true] .product-hero-grid{gap:48px!important;align-items:center!important}body[data-institutional-v9=true] .product-hero .product-visual.large{background:#fff!important;border:1px solid var(--apg9-line)!important;border-radius:18px!important;box-shadow:none!important}body[data-institutional-v9=true] .product-meta{color:#667b84!important;font-size:11px!important}body[data-institutional-v9=true] .product-price{border-top:1px solid var(--apg9-line)!important;border-bottom:1px solid var(--apg9-line)!important;padding:15px 0!important;margin:18px 0!important}body[data-institutional-v9=true] .decision-layout{gap:32px!important}body[data-institutional-v9=true] .decision-card{border-left:4px solid var(--apg9-gold)!important;padding:24px!important}body[data-institutional-v9=true] .facts-grid{gap:12px!important}body[data-institutional-v9=true] .fact-card{padding:18px!important}body[data-institutional-v9=true] .fact-card dt{color:#70838b!important;font-size:10px!important;text-transform:uppercase!important;letter-spacing:.07em!important;font-weight:780!important}body[data-institutional-v9=true] .fact-card dd{color:var(--apg9-ink)!important;font-weight:720!important}body[data-institutional-v9=true] .pros-cons{gap:18px!important}body[data-institutional-v9=true] .pros,body[data-institutional-v9=true] .cons{padding:28px!important}body[data-institutional-v9=true] .freshness-panel{padding:28px!important}body[data-institutional-v9=true] .retailer-panel,body[data-institutional-v9=true] .evidence-box{padding:26px!important}body[data-institutional-v9=true] .retailer-row{border:1px solid var(--apg9-line)!important;border-radius:11px!important;background:#fff!important;margin-top:10px!important}body[data-institutional-v9=true] .retailer-row:hover{border-color:#bdcdcb!important;background:var(--apg9-soft)!important}body[data-institutional-v9=true] .retailer-logo{background:var(--apg9-navy)!important;color:#fff!important}body[data-institutional-v9=true] .retailer-action{color:var(--apg9-teal)!important}
/* Compare, guide and finder hubs */
body[data-institutional-v9=true] .platform-hub-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:14px!important}body[data-institutional-v9=true] .platform-hub-card{padding:20px!important;gap:14px!important}body[data-institutional-v9=true] .platform-hub-card .category-icon{background:#edf5f3!important;color:var(--apg9-teal)!important;border-radius:12px!important}body[data-institutional-v9=true] .platform-hub-card h3{font-size:16px!important;margin:6px 0 4px!important}body[data-institutional-v9=true] .platform-hub-card p{font-size:11px!important;color:#6d8087!important}body[data-institutional-v9=true] .faq{display:grid!important;gap:10px!important}body[data-institutional-v9=true] .faq details,body[data-institutional-v9=true] details.mobile-section{border:1px solid var(--apg9-line)!important;border-radius:11px!important;background:#fff!important;box-shadow:none!important}body[data-institutional-v9=true] .faq summary{padding:15px 18px!important;color:var(--apg9-ink)!important;font-weight:760!important}body[data-institutional-v9=true] .faq details p{padding:0 18px 16px!important;color:#5d727b!important}
/* Decision Lab */
body[data-institutional-v9=true] .v6-search-prompts{background:#f7f9f8!important;border-bottom:1px solid var(--apg9-line)!important;color:#687c84!important}body[data-institutional-v9=true] .v6-search-prompts a{color:var(--apg9-teal)!important;border-color:#d6e2df!important;background:#fff!important}body[data-institutional-v9=true] .decision-hero-grid{gap:44px!important;align-items:center!important}body[data-institutional-v9=true] .decision-principles span{background:#fff!important;border:1px solid var(--apg9-line)!important;color:#3c5a66!important;border-radius:999px!important}body[data-institutional-v9=true] .decision-engine-card{padding:28px!important}body[data-institutional-v9=true] .engine-status{background:var(--apg9-gold)!important;color:var(--apg9-navy)!important;border:0!important;font-weight:820!important}body[data-institutional-v9=true] .decision-shell{gap:22px!important;align-items:start!important}body[data-institutional-v9=true] .decision-form{background:#fff!important;border:1px solid var(--apg9-line)!important;border-radius:18px!important;padding:26px!important;box-shadow:var(--apg9-shadow)!important}body[data-institutional-v9=true] .decision-query textarea{min-height:116px!important;font-size:16px!important}body[data-institutional-v9=true] .decision-fields{gap:14px!important}body[data-institutional-v9=true] .decision-form-actions{border-top:1px solid var(--apg9-line)!important;padding-top:18px!important;margin-top:20px!important}body[data-institutional-v9=true] .decision-examples{background:var(--apg9-soft)!important;border:1px solid var(--apg9-line)!important;border-radius:16px!important;padding:20px!important;box-shadow:none!important}body[data-institutional-v9=true] .decision-examples a{background:#fff!important;border:1px solid var(--apg9-line)!important;border-radius:10px!important;color:#294b58!important}body[data-institutional-v9=true] .decision-examples a:hover{border-color:#b9cbc8!important;color:var(--apg9-teal)!important}
/* Policy / trust centre */
body[data-institutional-v9=true] .v5-policy-toc,body[data-institutional-v9=true] .v5-policy-related{display:none!important}body[data-institutional-v9=true] .policy-hero-grid{gap:46px!important;align-items:center!important}body[data-institutional-v9=true] .policy-hero-mark{padding:26px!important}body[data-institutional-v9=true] .policy-shell{width:min(100%,1340px)!important;max-width:1340px!important;margin:0 auto!important;padding:54px 32px 72px!important;display:grid!important;grid-template-columns:250px minmax(0,820px)!important;gap:54px!important;justify-content:center!important}body[data-institutional-v9=true] .policy-nav{position:sticky!important;top:16px!important;align-self:start!important;background:#f7f9f8!important;border:1px solid var(--apg9-line)!important;border-radius:14px!important;padding:15px!important;box-shadow:none!important}body[data-institutional-v9=true] .policy-nav strong{font-size:11px!important;text-transform:uppercase!important;letter-spacing:.08em!important;color:#63777f!important}body[data-institutional-v9=true] .policy-nav a{border-radius:8px!important;color:#42606a!important;font-size:11.5px!important;padding:8px 9px!important}body[data-institutional-v9=true] .policy-nav a:hover,body[data-institutional-v9=true] .policy-nav a[aria-current=page]{background:#eaf3f1!important;color:var(--apg9-teal)!important}body[data-institutional-v9=true] .policy-content{max-width:820px!important;color:#314e5a!important}body[data-institutional-v9=true] .policy-content .policy-toc{background:#f7f9f8!important;border:1px solid var(--apg9-line)!important;border-radius:14px!important;padding:18px!important}body[data-institutional-v9=true] .policy-content h2{font-size:1.65rem!important;margin-top:42px!important;border-top:1px solid var(--apg9-line)!important;padding-top:30px!important}body[data-institutional-v9=true] .notice{background:#fff8e9!important;border:1px solid #ecd69f!important;border-left:4px solid var(--apg9-gold)!important;border-radius:10px!important;color:#614f2d!important;box-shadow:none!important}body[data-institutional-v9=true] .related-policies{background:var(--apg9-soft)!important;border:1px solid var(--apg9-line)!important;border-radius:14px!important}
/* Footer and assistant */
body[data-institutional-v9=true] .apg-footer-v8{background:#061f2b!important;color:#dce8e7!important;border-top:5px solid var(--apg9-gold)!important}body[data-institutional-v9=true] .footer-v8-inner{padding-top:52px!important;padding-bottom:26px!important}body[data-institutional-v9=true] .footer-v8-brand-copy strong,body[data-institutional-v9=true] .footer-v8-group h3,body[data-institutional-v9=true] .footer-v8-principle strong,body[data-institutional-v9=true] .footer-v8-explainer h3{color:#fff!important}body[data-institutional-v9=true] .footer-v8-brand-copy span,body[data-institutional-v9=true] .footer-v8-intro,body[data-institutional-v9=true] .footer-v8-principle span,body[data-institutional-v9=true] .footer-v8-explainer p,body[data-institutional-v9=true] .footer-v8-bottom{color:#a9bcbe!important}body[data-institutional-v9=true] .footer-v8-group a,body[data-institutional-v9=true] .footer-v8-legal a{color:#dce8e7!important}body[data-institutional-v9=true] .footer-v8-group a:hover,body[data-institutional-v9=true] .footer-v8-legal a:hover{color:var(--apg9-gold)!important}body[data-institutional-v9=true] .footer-v8-country{background:#0b3442!important;border-color:#22505d!important;color:#fff!important}body[data-institutional-v9=true] .footer-v8-nav,body[data-institutional-v9=true] .footer-v8-principles,body[data-institutional-v9=true] .footer-v8-explainer,body[data-institutional-v9=true] .footer-v8-bottom{border-color:#173c49!important}body[data-institutional-v9=true] .apg-assistant-launcher{background:var(--apg9-navy)!important;border:1px solid #174552!important;box-shadow:0 12px 32px rgba(5,31,43,.2)!important;border-radius:999px!important}body[data-institutional-v9=true] .apg-assistant-launcher-icon{background:var(--apg9-gold)!important;color:var(--apg9-navy)!important}body[data-institutional-v9=true] .apg-assistant-panel{border:1px solid var(--apg9-line)!important;border-radius:18px!important;box-shadow:0 28px 80px rgba(8,39,53,.24)!important}body[data-institutional-v9=true] .apg-assistant-head{background:var(--apg9-navy)!important}body[data-institutional-v9=true] .apg-assistant-avatar{background:var(--apg9-gold)!important;color:var(--apg9-navy)!important}
/* Curated institutional homepage */
body[data-institutional-v9=true][data-platform-page="/"] .platform-sharebar{display:none!important}.institutional-home-v9{overflow:hidden}.apg-home-hero-v9{background:#fff;border-bottom:1px solid var(--apg9-line);padding:68px 0 54px}.apg-home-hero-grid-v9{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.72fr);gap:64px;align-items:center}.apg-home-hero-copy-v9 h1{max-width:760px;margin:9px 0 20px!important;font-size:clamp(3.6rem,6vw,5.8rem)!important;letter-spacing:-.055em!important}.apg-home-hero-copy-v9 .lede{max-width:780px;margin-bottom:26px!important}.apg-home-search-v9{max-width:790px!important;min-height:60px!important;padding:5px!important;grid-template-columns:42px minmax(0,1fr) auto!important;background:#f2f4f4!important;border-radius:12px!important}.apg-home-search-v9 input{font-size:16px!important;min-height:48px!important}.apg-home-search-v9 button{min-height:48px!important;border-radius:8px!important;padding:0 24px!important;font-size:14px!important}.apg-home-hero-actions-v9{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.apg-home-hero-note-v9{font-size:10.5px!important;color:#71838a!important;margin:14px 0 0!important}.apg-home-decision-panel-v9{background:var(--apg9-navy);color:#fff;border-radius:22px;padding:32px;border:1px solid #153f4c;position:relative;overflow:hidden}.apg-home-decision-panel-v9:before{content:"";position:absolute;width:180px;height:180px;border-radius:50%;background:rgba(243,181,72,.1);right:-80px;top:-90px}.apg-home-panel-label-v9{display:inline-flex;background:var(--apg9-gold);color:var(--apg9-navy);font-size:10px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;padding:7px 9px;border-radius:7px;position:relative}.apg-home-decision-panel-v9 h2{color:#fff!important;font-size:2rem!important;max-width:440px;margin:18px 0 23px!important;position:relative}.apg-home-decision-panel-v9 ol{list-style:none;margin:0;padding:0;display:grid;gap:0;position:relative}.apg-home-decision-panel-v9 li{display:grid;grid-template-columns:40px 1fr;gap:13px;padding:15px 0;border-top:1px solid rgba(255,255,255,.12)}.apg-home-decision-panel-v9 li>b{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#123d4b;color:var(--apg9-gold);font-size:10px}.apg-home-decision-panel-v9 li span{display:grid;gap:2px}.apg-home-decision-panel-v9 li strong{color:#fff;font-size:14px}.apg-home-decision-panel-v9 li small{color:#b8c9cb;font-size:11px}.apg-home-decision-panel-v9>a{display:inline-flex;margin-top:19px;color:#fff;text-decoration:none;font-size:12px;font-weight:760;gap:8px}.apg-home-decision-panel-v9>a b{color:var(--apg9-gold)}.apg-home-proof-v9{background:var(--apg9-navy);border-bottom:1px solid #163e4a}.apg-home-proof-v9>.wrap{display:grid;grid-template-columns:repeat(4,1fr);padding-top:20px!important;padding-bottom:20px!important}.apg-home-proof-v9>.wrap>div{display:flex;align-items:baseline;gap:8px;padding:0 22px;border-left:1px solid rgba(255,255,255,.13)}.apg-home-proof-v9>.wrap>div:first-child{border-left:0;padding-left:0}.apg-home-proof-v9 strong{font-size:22px;color:#fff}.apg-home-proof-v9 span{font-size:10.5px;color:#adc0c2}.apg-home-section-v9{padding:76px 0}.apg-home-soft-v9{background:var(--apg9-soft);border-top:1px solid #e7eceb;border-bottom:1px solid #e7eceb}.apg-home-section-head-v9{display:flex;align-items:flex-end;justify-content:space-between;gap:26px;margin-bottom:30px}.apg-home-section-head-v9>div{max-width:760px}.apg-home-section-head-v9 h2{margin:5px 0 8px!important}.apg-home-section-head-v9 p:not(.kicker){margin:0;color:#657981!important}.apg-home-section-head-v9>a{color:var(--apg9-teal);font-weight:760;text-decoration:none;font-size:12px;white-space:nowrap}.apg-home-category-grid-v9{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.apg-home-category-v9{min-height:118px;display:grid;grid-template-columns:44px minmax(0,1fr) 20px;align-items:center;gap:13px;padding:17px;border:1px solid var(--apg9-line);border-radius:14px;background:#fff;color:var(--apg9-ink);text-decoration:none;transition:border-color .15s ease,box-shadow .15s ease,transform .15s ease}.apg-home-category-v9:hover{border-color:#b9cbc8;box-shadow:var(--apg9-shadow);transform:translateY(-2px)}.apg-home-category-icon-v9{width:44px;height:44px;border-radius:12px;background:#edf5f3;color:var(--apg9-teal);display:grid;place-items:center}.apg-home-category-icon-v9 svg{width:28px;height:28px}.apg-home-category-v9>span:nth-child(2){display:grid;gap:4px}.apg-home-category-v9 strong{font-size:14px;color:var(--apg9-ink)}.apg-home-category-v9 small{font-size:10.5px;line-height:1.35;color:#6c7f86}.apg-home-category-v9>b{color:#9babad;font-size:16px}.apg-home-category-v9:hover>b{color:var(--apg9-teal)}.apg-home-journey-grid-v9{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}.apg-home-journey-v9{background:#fff;border:1px solid var(--apg9-line);border-radius:14px;padding:23px;min-height:242px;display:flex;flex-direction:column}.apg-home-journey-v9>span{width:36px;height:36px;border-radius:10px;background:var(--apg9-gold-soft);color:#7b581d;display:grid;place-items:center;font-size:10px;font-weight:850}.apg-home-journey-v9 h3{font-size:19px;margin:22px 0 8px!important}.apg-home-journey-v9 p{font-size:12px;line-height:1.55;color:#647880!important;margin:0}.apg-home-journey-v9 a{margin-top:auto;padding-top:20px;color:var(--apg9-teal);text-decoration:none;font-weight:760;font-size:11.5px}.apg-home-research-grid-v9{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}.apg-home-research-v9{border:1px solid var(--apg9-line);border-radius:14px;background:#fff;padding:22px;min-height:250px;display:flex;flex-direction:column}.apg-home-research-v9>span{font-size:10px;text-transform:uppercase;letter-spacing:.09em;color:var(--apg9-teal);font-weight:850}.apg-home-research-v9 h3{font-size:20px;margin:13px 0 8px!important}.apg-home-research-v9 h3 a{color:var(--apg9-ink);text-decoration:none}.apg-home-research-v9 p{font-size:12px;color:#61757e!important;margin:0}.apg-home-research-v9>div{margin-top:auto;padding-top:22px;display:flex;gap:13px;flex-wrap:wrap}.apg-home-research-v9>div a{font-size:11px;font-weight:760;color:var(--apg9-teal);text-decoration:none}.apg-home-research-v9>div a+ a{color:#61757e}.apg-home-trust-v9{background:var(--apg9-navy);padding:82px 0}.apg-home-trust-v9>.wrap{display:grid;grid-template-columns:.82fr 1.18fr;gap:78px;align-items:start}.apg-home-trust-copy-v9 .kicker{color:var(--apg9-gold)!important}.apg-home-trust-copy-v9 h2{color:#fff!important;font-size:clamp(2.2rem,4vw,3.5rem)!important;margin:7px 0 18px!important}.apg-home-trust-copy-v9>p:not(.kicker){color:#bdccce!important;font-size:14px;max-width:580px}.apg-home-trust-copy-v9>div{display:flex;gap:10px;margin-top:24px;flex-wrap:wrap}.apg-home-gold-button-v9{background:var(--apg9-gold)!important;border-color:var(--apg9-gold)!important;color:var(--apg9-navy)!important}.apg-home-gold-button-v9:hover{background:#e5a638!important;border-color:#e5a638!important}.apg-home-dark-secondary-v9{background:transparent!important;border-color:#3a5c67!important;color:#fff!important}.apg-home-dark-secondary-v9:hover{background:#0e3544!important;border-color:#55737d!important}.apg-home-trust-points-v9{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:#214652;border:1px solid #214652;border-radius:16px;overflow:hidden}.apg-home-trust-points-v9 article{background:#0b2e3c;padding:25px;min-height:166px}.apg-home-trust-points-v9 strong{color:#fff;font-size:15px}.apg-home-trust-points-v9 p{color:#adc0c2!important;font-size:11px;margin:8px 0 0}.apg-home-governance-v9{background:#fff}.apg-home-governance-grid-v9{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--apg9-line);border-radius:14px;overflow:hidden}.apg-home-governance-grid-v9 a{display:grid;grid-template-columns:1fr auto;gap:4px 12px;padding:22px;text-decoration:none;background:#fff;color:var(--apg9-ink);border-left:1px solid var(--apg9-line)}.apg-home-governance-grid-v9 a:first-child{border-left:0}.apg-home-governance-grid-v9 strong{font-size:14px}.apg-home-governance-grid-v9 span{font-size:10.5px;color:#6c7f86}.apg-home-governance-grid-v9 b{grid-row:1/3;grid-column:2;align-self:center;color:#97aaac}.apg-home-governance-grid-v9 a:hover{background:var(--apg9-soft)}.apg-home-governance-grid-v9 a:hover b{color:var(--apg9-teal)}
/* Legacy homepage material is superseded when rendered by v9; guard against any injected remnants. */
body[data-institutional-v9=true][data-platform-page="/"] .v5-home-band{display:none!important}
/* Responsive */
@media(max-width:1120px){body[data-institutional-v9=true] .masthead{grid-template-columns:minmax(230px,300px) minmax(300px,1fr) auto!important;gap:14px!important}body[data-institutional-v9=true] .v7-logo-type small{display:none!important}.apg-home-hero-grid-v9{grid-template-columns:1fr 390px;gap:38px}.apg-home-category-grid-v9{grid-template-columns:repeat(3,minmax(0,1fr))}.apg-home-journey-grid-v9,.apg-home-research-grid-v9{grid-template-columns:repeat(2,minmax(0,1fr))}body[data-institutional-v9=true] .platform-hub-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}}
@media(max-width:920px){body[data-institutional-v9=true] .wrap{padding-left:22px!important;padding-right:22px!important}body[data-institutional-v9=true] .masthead{display:flex!important;min-height:66px!important;justify-content:space-between!important}body[data-institutional-v9=true] .header-search,body[data-institutional-v9=true] .header-actions{display:none!important}body[data-institutional-v9=true] .v7-logo-type small{display:block!important}body[data-institutional-v9=true] .platform-sharebar{display:none!important}.apg-home-hero-v9{padding:52px 0 42px}.apg-home-hero-grid-v9{grid-template-columns:1fr;gap:28px}.apg-home-hero-copy-v9 h1{font-size:clamp(3.1rem,10vw,5rem)!important}.apg-home-decision-panel-v9{max-width:none}.apg-home-proof-v9>.wrap{grid-template-columns:repeat(2,1fr);gap:0}.apg-home-proof-v9>.wrap>div{border-left:0;border-top:1px solid rgba(255,255,255,.12);padding:14px 10px!important}.apg-home-proof-v9>.wrap>div:nth-child(-n+2){border-top:0}.apg-home-category-grid-v9{grid-template-columns:repeat(2,minmax(0,1fr))}.apg-home-trust-v9>.wrap{grid-template-columns:1fr;gap:36px}.apg-home-governance-grid-v9{grid-template-columns:repeat(2,minmax(0,1fr))}.apg-home-governance-grid-v9 a:nth-child(3){border-left:0;border-top:1px solid var(--apg9-line)}.apg-home-governance-grid-v9 a:nth-child(4){border-top:1px solid var(--apg9-line)}body[data-institutional-v9=true] .policy-shell{grid-template-columns:1fr!important;padding:38px 22px 58px!important;gap:28px!important}body[data-institutional-v9=true] .policy-nav{position:static!important;display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important}body[data-institutional-v9=true] .policy-nav strong{grid-column:1/-1}body[data-institutional-v9=true] .category-hero-grid,body[data-institutional-v9=true] .product-hero-grid,body[data-institutional-v9=true] .decision-hero-grid{grid-template-columns:1fr!important;gap:28px!important}}
@media(max-width:680px){body[data-institutional-v9=true] .wrap{padding-left:18px!important;padding-right:18px!important}body[data-institutional-v9=true] .utility-inner>div{display:none!important}body[data-institutional-v9=true] .utility-inner{justify-content:center!important;text-align:center!important}body[data-institutional-v9=true] .v7-logo-type strong{font-size:15px!important}body[data-institutional-v9=true] .v7-logo-type small{font-size:9.5px!important}.apg-home-hero-copy-v9 h1{font-size:clamp(2.85rem,14vw,4rem)!important}.apg-home-search-v9{grid-template-columns:36px minmax(0,1fr) auto!important;min-height:54px!important}.apg-home-search-v9 button{padding:0 15px!important}.apg-home-hero-actions-v9 .button{flex:1 1 100%;justify-content:center!important}.apg-home-section-v9{padding:58px 0}.apg-home-section-head-v9{display:grid;align-items:start}.apg-home-category-grid-v9,.apg-home-journey-grid-v9,.apg-home-research-grid-v9{grid-template-columns:1fr}.apg-home-category-v9{min-height:98px}.apg-home-journey-v9,.apg-home-research-v9{min-height:0}.apg-home-trust-points-v9{grid-template-columns:1fr}.apg-home-trust-points-v9 article{min-height:0}.apg-home-governance-grid-v9{grid-template-columns:1fr}.apg-home-governance-grid-v9 a{border-left:0!important;border-top:1px solid var(--apg9-line)}.apg-home-governance-grid-v9 a:first-child{border-top:0}.apg-home-proof-v9>.wrap{grid-template-columns:1fr}.apg-home-proof-v9>.wrap>div{border-top:1px solid rgba(255,255,255,.12)!important}.apg-home-proof-v9>.wrap>div:first-child{border-top:0!important}body[data-institutional-v9=true] .platform-hub-grid{grid-template-columns:1fr!important}body[data-institutional-v9=true] .policy-nav{grid-template-columns:1fr!important}body[data-institutional-v9=true] .section{padding-top:52px!important;padding-bottom:52px!important}body[data-institutional-v9=true] .category-hero,body[data-institutional-v9=true] .product-hero,body[data-institutional-v9=true] .decision-hero,body[data-institutional-v9=true] .policy-hero{padding:42px 0 46px!important}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.apg-home-category-v9,body[data-institutional-v9=true] .category-card,body[data-institutional-v9=true] .product-card,body[data-institutional-v9=true] .feature-card,body[data-institutional-v9=true] .comparison-card{transition:none!important;transform:none!important}}